In Maryland, a mortgage lender is required to send detailed notice before filing a foreclosure case. In the case of Ramon Granados, his lender brought two foreclosure cases. Prior to filing the first case, it sent the required notice. However, it dismissed the first case. Later it filed a second case and sent no notice before this case was filed. The Maryland Court of Special Appeals determined that the failure to send the notice before the filing of the second foreclosure case was fatal to the second foreclosure case. As a result the foreclosure sale was invalidated.