The amount of automobile insurance coverage that a Maryland driver is absolutely required to have is very small. Frankly, minimum insurance coverage is inadequate in the event of serious injuries or death. Therefore, a savvy car owner will make sure that he has obtained a substantial amount of uninsured/under-insured coverage. However, in order to obtain uninsured/under-insured benefits, an injured party must proceed carefully. In the recent case of Woznicki v. Geico, the Maryland Court of Appeals held that an injured person, seeking to recover under-insured benefits, cannot settle with the negligent driver’s insurance company without providing proper notice to the uninsured/under-insured carrier. Our firm knows how to prepare this notice. This case underscores the fact that if you have been in an automobile accident and have suffered serious injuries, you need an experienced personal injury attorney’s assistance and should not attempt to resolve anything on your own.