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Securing Compensation After An Accident With An Uninsured Driver

Suffering from a car accident is stressful enough. If you find out that the other driver is uninsured, you may be even more concerned, wondering whether you will be able to secure the compensation you need.

At Wampler & Souder, LLC, our skilled personal injury attorneys have the experience to help you navigate through this uncertain time. We have represented accident victims across Virginia, Maryland and Washington, D.C. We understand how to thoroughly pursue all avenues of potential compensation so you have the financial protection you need. Call us at 301-732-7675 to discuss the details of your case.

Do You Have Uninsured/Underinsured Motorist Coverage?

Virginia and Maryland law requires motorists to carry some uninsured/underinsured motorist coverage. If you purchased coverage, your insurer should provide you with the coverage noted in your insurance policy. Depending on the severity of your injuries and the property damage to your vehicle, this still may not be enough to cover all damages. Our team will work with your insurer to ensure that you receive the full amount you are entitled under your policy and advocate for compensation from the uninsured driver.

Many insurance companies only give policy holders a limited window to file an uninsured motorist claim. File your claim as soon as possible after an accident. We advise first speaking with an attorney before contacting your insurer. Insurance companies look to minimize payouts and may try to use what you say against you.

Should You File A Lawsuit Against The Uninsured Driver?

Our team will carefully evaluate your accident and honestly counsel you on how to proceed. Since Virginia and Maryland are at-fault states that take an individual’s degree of negligence into account, you may be able to file a lawsuit against the responsible party. However, this is not always advisable. In some cases, the uninsured motorist may not have any assets for you to win through legal action.

Take These Steps After An Accident

If you are in an accident, take the steps to protect your well-being and potential legal claim:

  1. Call the police and file an official police report. Your insurance company will ask for the report number.
  2. Exchange information with the other driver. Record their name, contact information and vehicle information. Write down their insurance information if they have it.
  3. Take pictures of the accident scene.
  4. Ask witnesses for their contact information.
  5. Seek medical treatment. Always undergo a full medical evaluation. Some severe injuries, including traumatic brain injuries, may not present symptoms until later.
  6. Consult with a personal injury attorney.
  7. Discuss your accident with your insurance company. If you have already hired an attorney, they can take care of this for you.

Schedule A Consultation With Wampler & Souder, LLC, Today

If you were injured in a car accident, we are prepared to answer your questions and provide support. We have decades of experience representing accident victims and will help you make an informed legal decision. Call us at 301-732-7675 or contact us online. We have offices in Silver Spring, Frederick and Upper Marlboro.